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According to RESPA, "A preliminary copy of a HUD-1 Settlement Statement is required if the borrower requests it24 hours before closing." A buyer or seller can ask for an emailed copy from their real estate agent (if they are working with one), or from the title company handling the transaction.
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A HUD-1 is rarely used now, except for some cash sales and reverse mortgages. Click here for an example of a Closing Disclosure form. Click here for a guide on reading and understanding the Closing Disclosure.
When you finish the process of selling your home, you will receive a a HUD-1 Settlement Statement. With a small amount of research, you can locate several items on these forms that qualify for.
The HUD-1 form, often also referred to as a "Settlement Statement", a "Closing Statement", "Settlement Sheet", combination of the terms or even just "HUD" is a document used when a borrower is lent funds to purchase real estate.
A. Settlement statement (hud-1) previous edition are obsolete Page 1 of 3 HUD-1 B. Type of Loan J. Summary of Borrower’s Transaction 100. gross amount Due from Borrower C. Note: 400. gross amount due to Seller This form is furnished to give you a statement of actual settlement costs. Amounts paid to and by the settlement agent are shown.
How to Read a HUD Statement. The Summary of the Seller’s Transaction on the right column of the first page lists the gross amount due to Seller based on items such as the contract of sale price, open taxes due, settlement charges and the payoff of any applicable mortgages on the property. line 603 represents the amount.
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