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How Do I Prequalify For an FHA Loan? First Time Buyer Home. – To qualify for a Texas FHA loan, a borrower must meet certain eligibility requirements. They must have at a minimum; Acceptable credit profile; Have at least 3.5% down payment; Ability to repay the mortgage as set forth by HUD guideline.
Homebuyers Still Clueless About Mortgages – As the housing market continues to struggle with high inventory and a lack of demand, homebuyers appear unprepared to take out a mortgage, answering basic. means they have secured financing. In.