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“Buildings [became] co-ops with very low-income families. of obtaining those loans. “We are at a loss as to where those other funds come from,” Reicher says. “There just are very few sources beyond.
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That’s because consumers with low credit scores seeking a loan or credit card will quickly run into the real, tangible cost of bad credit: high interest rates. Depending on the product, the rate charged someone with bad credit can be more than twice what a good-credit borrower is offered.
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