– They are asking about buying a house after a bankruptcy or refinancing after a bankruptcy. In the past, finding a mortgage after a bankruptcy was not the easiest thing to do. The good news is that today you can get a mortgage just one day out of bankruptcy.
Refinancing Home after Bankruptcy and Chapter 7 | Mortgage. – The Federal Housing Administration (FHA) requires you to wait at least two years after bankruptcy discharge before applying for an FHA-backed refinance after chapter 7 loan. privaterefinance loans are different, though, and may have easier or more stringent qualifying standards.
Refinancing Your Mortgage After Bankruptcy – And after your bankruptcy case is over, if you encounter resistance to a refinancing or modification, consider giving the lender a "comfort order," getting your payment history into your credit record, or using the services of the California Monitor if your mortgage lender or servicer is one of the five included within its mandate.