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Personal loans can include any type of secured or unsecured loan that is issued by a bank, credit union, peer-to-peer lender, or another source. Mortgages and home equity loans are secured loans backed by your house – if you fail to repay your loan, the lender can repossess your house.
A bad credit score, one that’s below 630, doesn’t have to keep you from getting a personal loan. Some online lenders cater specifically to people with bad credit. These companies take into.
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